Dental Plans


A dental plan is also known as dental insurance. Your dental plan is a plan that has been put in place by your employer that covers of the cost of your dental care in some form. The amount that both you and the employer pay will depend on the type of the dental plan that you have. For example there are some companies that will cover the entire cost of your dental fees, while there are other companies that will not pay any more than fifty percent of your fees. It is common for a dental plan to cover up to eighty percent of your dental costs up to a specified limit.

There are some dental companies that will participate directly in a dental plan. This means that they will direct bill your dental plan for the cost of your dental services. Then all you have to pay is the part not covered by your plan, which is usually 20% of the cost. There are other companies that refuse to do this because they feel that it means more work for them. This means that you have to pay the full costs and submit a bill along with the receipt to the company handling your dental plan and wait to be reimbursed. There are dental plans that will pay even less if the dentist is willing to be part of the dental plan and no one wants to lose money. Other dentists will offer to be part of a dental plan but will only cover specific services and this may not be anything that you need. It is important to find if your dental plan will work for you and if it will cover what you need it too.

There are a number of different types of dental plans. One of the more popular dental plans is in the United States is the HMO dental plan. When enrolled in his plan the patient may see any dentist that is part of that plan. If they see a dentist outside of the plan they are expected to pay for the service themselves, as the plan will not cover the costs. Some people think that any dentist working for a HMO is not the best dentist that you could see. The problem with the HMO plan is that dentist is expected to see a large volume of patients and as a result people often get rushed through the dentist’s office.